Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score. Also, if you choose to confirm a financing offer, there will be no…
Affirm isn’t always able to approve financing for the full amount of a purchase. When this happens, you will have the option of using a debit card to pay for the rest of your purchase. Regrettably, the down payment amount…
Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If Affirm prompts you for this information but…
Your first monthly payment will be due one calendar month from the date your loan is processed. Affirm will send you an email and SMS text message to confirm all of your billing due dates. Each monthly payment will be…
Affirm loans vary between 10% and 30% APR simple interest (0% during select promotions pending qualification). The corresponding finance charge is the only fee associated with an Affirm loan – they don’t charge late fees, service fees, prepayment fees, or…
